There have been times lately when I have almost wished that my car would get stolen so that I would have a great excuse for needing another car. However, after toying with this delightful thought, my dreams were soon crushed by the fact that I am pretty sure that having my car stolen wouldn t mean anything to the car insurance company as I would probably still be responsible for paying some or all of what was previously owed on the vehicle.
Having your car broken into is not a great experience at all. However, having your car stolen is even worse. I say that having your car stolen is worse because, for most people, owning a car is their first major investment. In fact, some people easily spend upwards of $30,000 on a single car! This number doesn t even begin to include all of the extra money that you would have to factor in for things such as car repairs, oil changes and gasoline expenses. By the time that all is said and done, you have probably paid the equivalent of owning a small house except for the fact that it is on four wheel.s
When I was a police officer, one of the major patterns that I was finding with stolen vehicles was the fact that most often than not, the vehicles were being stolen from a particular area during a particular time and that criminals were targeting a certain type of vehicle. For instance, in one area where there were numerous reports of cars being stolen, criminals were only stealing older model Honda Accords. In another area where cars were being stolen, people were too trusting and friendly (or perhaps forgetful and lazy) because they weren t locking their car doors. In a couple of cases, people had their cars stolen right out of their garages because they had left their garage doors wide open!
Even if you think that you live in the nicest neighborhood in the world, and even if you in fact live in the nicest neighborhood in the world, crime is immune to that fact. Some things that you can do in order to protect yourself from having your vehicle stolen include making sure that you try to leave your car as empty as possible at all times. For instance, some people (and I have been guilty of this before) will leave valuable such as their wallet or their iPods and GPS systems, etc. in their vehicles...IN PLAIN SIGHT! This is just begging someone to come along and with one glance, see exactly what goodies you are tempting them to take.
Always try to park your vehicle in a well lit area, and perhaps you should also invest in a car alarm. If you own a house, this may involve installing motion censored lighting on the exterior of your home as a way to deter criminals from entering the perimeter. There are all sorts of things that you can do to safeguard yourself against crime. That being said, what are you doing to prevent your car from being stolen?
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