Oh no! You've got had an automobile accident and you're now going to have to file an insurance claim. Wait! Prior to you call your insurance organization to file a claim, you'll need to determine regardless of whether or not you actually must file a claim.
The fact is that insurance companies enjoy collecting insurance premiums, but they don't like paying insurance claims. If you do make a claim on your auto insurance, you can make sure that the cost of your insurance is going to go up. Some insurance businesses even maintain records of calls produced to their offices concerning a claim and make insurance rate adjustments regardless of whether the insured makes a claim or not.
So just before you call your insurance company even just for info, believe this factor over. Should you can afford to pay for the damages, either for your car or for the car of yet another driver, then pay for the damages out of your own pocket and leave the insurance business out of it.
Right after any car accident, whether the accident was your fault or not, be particular that you get all the details about the accident, the accident website, the other driver or drivers and contact information for any witnesses.
If you must file a claim with your insurance business after a car accident, it really is wise to do so as quickly as feasible. Once you file a claim, your insurance organization will handle the claims process and act as your advocate.
If there is a dispute as to the facts of an auto accident, the other driver's insurance company might call you. Make sure that you've got all of your info and that you have your facts about the accident straight. You can also refer the caller to your insurance business.
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This article is courtesy of Auto District, automotive classifieds featuring cars for sale , including used cars .
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